Payli — Payments & Bills Tracker

Product Design | Mobile App | 2026

A lightweight payments & bills tracker designed for people who juggle many bills across different areas and need to log transactions in seconds — without turning budgeting into a "big project".

Project snapshot

My role: Product Designer (UX/UI, flows, IA, interaction design)

Platform: Android-first (Material Design 3), than iOS

Scope: MVP + Phase 1

Key focus: speed, clarity, minimal friction

Core metric to optimise: time-to-add an entry (target: ~10 seconds or less)

Tools

Figma

Notion

Gemini

Claude

Amplitude

The Problem

Most budgeting apps assume people want analytics, goals, charts, and long setup.

But for users with many repeated payments (utilities, subscriptions, rent, services), the real pain is simpler:

"I can't remember what I already paid."
"I lose bills across notes, bank apps, screenshots, chats."
"Entering expenses takes too long, so I stop tracking."

Payli is built to make logging and tracking payments effortless, especially recurring ones.

Product goal

Design an MVP that helps users:

Add a transaction fast with minimal fields
Track recurring payments reliably (planned vs paid)
Group payments by context using Projects (buckets)
Keep important bill details handy (Provider/Customer ID with Copy)

Timeline

Users & scenarios

Primary users: people with many monthly bills and cross-area payments (home, family, work, side projects).

Common scenarios:

quickly log an expense right after paying it
check whether a bill is already paid this month
copy a customer/provider ID into a banking app
mark recurring bills as planned → paid

Keep bills organised & Payments on track

Payli helps users capture income and expenses in seconds, group payments by projects, and track recurring bills with clear statuses (due, scheduled, paid, overdue). With everything in one place, the user can instantly see what needs attention and stay in control—without heavy budgeting or complex setup.

Built for busy people managing bills across Projects and Currencies

Payli is designed for freelancers, solo founders, and anyone juggling multiple payments across personal life and work. It's especially useful for people who earn or spend in different currencies, helping the user keep every income, expense, and recurring bill in one place—so nothing gets missed, even when life and money move between countries.